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Products and Solutions


  • Simple Lease
    Also called an Operating Lease, a Simple Lease allows you to write off each lease payment as a tax deduction. When the lease term is up, you will have the option to renew the lease, upgrade the equipment, purchase it at Fair Market Value, or send it back to First Option Capital.

  • Capital Lease
    A Capital Lease is designed for you to own the equipment at the end of the payment period. First Option has created an easy way for you to purchase the equipment for just $1 (or $101, depending on your state tax laws).

  • Master Lease
    This option gives your company the ability to apply for a line of credit through First Option for up to $50 million. A Master Lease streamlines the documentation process so that only one document is executed for each round of financing after the Master Lease is approved and executed.

  • Working Capital Loan
    For those business that qualify, First Option offers Working Capital Loans in conjunction with equipment leases to give you additional cash to help get your company operational. If your business is purchasing different types of equipment, or in need of additional operating cash flow, you can structure specific terms with First Option's working capital line of credit to cater towards your business objectives. Use your working capital line of credit your way to maximize your business objectives!

  • Accounts Receivable
    By selling company's receivables to First Option Capital, this option is designed to help small and medium sized businesses convert their assets into working capital

  • Trade-in Program
    The Trade-in program gives your company the ability to keep its competitive edge by maintaining state-of-the-art equipment. With this option, First Option Capital will purchase your in-house equipment so that you may upgrade or expand. Whether you own the equipment or are currently leasing it, First Options Trade-in Program can be both beneficial and financially sound.

  • Refinancing
    First Option will purchase your in-house equipment and then lease it back to you. Refinancing your equipment allows you to keep the equipment that serves your business, while at the same time putting money back into the company, thereby increasing cash flow.




Types of Equipment:


Equipment in the following industries will see faster and more profitable results using First Option Capital for customer lease origination:

  • E-Commerce
  • Technology
  • Software
  • Broadcast/Media
  • Audio Visual
  • Office Equipment
  • Printing/Graphics
  • Photo
  • Medical
  • Manufacturing
  • Packaging
  • Transportation
  • Agriculture
  • Tool Machining














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